We bill all insurance companies. We ask that copays be paid at the time of your visit. We will be happy to provide you with an estimate of the cost of your visit when requested. However, please keep in mind that it is difficult to know exactly which tests or treatments will be necessary. Therefore, the estimate you receive may change after you have seen the doctor.
Medicare Patients:
We participate with regular Medicare and some Medicare HMO’s. We will submit any charges incurred during your office visit to Medicare. Although you have Medicare, you will need to make your payment of any uncovered portion at the time of service. If you have a secondary insurance, we will bill them for you.
Lab Fees:
You will receive a separate bill from the outside lab that processes your lab work including: pap smears, biopsies and blood tests.
Pregnancy Covered by Insurance:
We request that patients covered by insurance pay the out-of-pocket deductibles, co-pays and co-insurance portions prior to the eighth month of pregnancy. Please provide the office with your insurance card at your first visit for pregnancy. If your health insurance coverage changes during your pregnancy, please notify the receptionist and give her your new insurance card.
Pregnancy Not Covered by Insurance:
A patient account representative will put you on a monthly payment plan if you do not have insurance coverage for pregnancy. Payments are to begin at the first visit and we request that all charges be paid prior to delivery. If payment in full is made by the eighth month of pregnancy, a discount is available.
Surgery Patients Covered by Insurance:
We request that surgery patients give a copy of their insurance identification card to the insurance department prior to surgery. Payment of your deductible and co-insurance of the estimated cost of surgery is requested prior to surgery.
Surgery Patients Not Covered by Insurance:
We request that surgery patients without insurance pay prior to the surgery. A discount is available when payment is made prior to the surgery date.
Returned Checks:
There is a $25 service charge for returned checks. After two returned checks, your account may be put on a cash status.
